Independent Living Vs Assisted Living

Independent Living Facilities

Independent Living Facility In Texas

Seniors have several living arrangements that they can opt for based on the kind of care they need. Some prefer to maintain most of their independence and for that reason choose independent living (IL). If you want assistive services and support but still want to retain some independence, assisted living could be the appropriate choice. The truth is that everyone at some point in their lives will need some form of care to maintain their quality of life. Contact a trusted law firm to learn about the differences between independent living vs assisted living and also answer other commonly asked questions.

What Is Independent Living?

Independent Assisted Living In TX

Independent living can occur in different types of housing arrangements such as housing co-ops or apartment-style communities. In an independent living arrangement, you own and live in a private dwelling and can access common areas where other members of the community gather. Your private dwelling has features and amenities that can be found in individual homes of people living in a typical apartment, small home, or townhouse.

The goal of an independent living facility is to make it easier for you to live on your own for as long as possible. So, the services they provide are focused more on limiting the tasks and responsibilities that you require to do regularly. Seniors in IL facilities don’t have to landscape and do laundry and housekeeping.

They also have access to on-site dining facilities, a variety of organized activities, and even enjoy enhanced security.

What Is Assisted Living?

Difference Between Assisted Living And Independent Living

Independent Living Vs Assisted LivingMost assisted living arrangements have seniors living in apartments that may have a full kitchen or kitchenette.  They may also have extra security features such as locks and surveillance cameras if the seniors living in them have cognitive impairment. They may not have kitchen appliances in these apartments for safety reasons.

The floor plans may include one-bedroom units, studios, or apartments with several bedrooms. Residents of these facilities get assistance with activities of daily living (ADLs) such as bathing and dressing. They also get help with instrumental activities of daily living (IADLs) such as laundry, cooking, cleaning, medical management, and more.

Some communities offer both independent living and assisted living programs with some extra levels of care. They are called Continuing Care Retirement Communities (CCRCs).

Cost of Independent Living Vs Assisted Living

What Is Independent Living Facility

The main expenses for seniors in independent living facilities are rent and utilities. It may cost more if luxury amenities and specialized recreational opportunities are included in the package. A significant number of IL communities offer an all-inclusive pricing option to make it easier for residents to pay their bills.

Assisted living facilities also offer a base rate system that includes expenses such as utilities, meals and housekeeping, rent, and other basic services. Any other additional services will cost extra. The median cost of a one-bedroom apartment in an assisted living community is mostly determined by the geographic location of the facility.

If your loved one needs specialized one-on-one care not offered by the facility, they can hire in-home care. Your Medicaid planning attorney can explain to you in detail how to pay for IL and AL services.