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Apply For Medicaid In Texas

Medicaid Texas Eligibility

Medicaid is funded by both federal and state health care programs and is targeted at low-income earners of all ages. But Medicaid eligibility for senior residents of Texas draws more questions because it involves long-term care in nursing homes. Other types of care for seniors in Medicaid include assisted living services, adult foster care services, and even non-medical support needed by the elderly that choose to remain in their homes.

STAR+PLUS is the Texas managed Medicaid for senior Texans and Medicaid plans in Texas are provided by Managed Care Organizations (MCOs). An experienced lawyer can better inform you about medicaid qualifications Texas and can also help you with additional will requirements that might arise.

Medicaid Limits For Income And Assets

Who Qualifies For Medicaid In Texas

To be eligible for Medicaid long-term care programs there are general criteria you must meet.  But every program has its own eligibility requirements.  Some of these programs include:

  • Medicaid Waivers/ Home and Community-based Services: There is likely to be a long waiting list for this because it is not an entitlement program.  These services are provided to delay nursing home care as much as possible.
  • Institutional/Nursing Home Medicaid: People who are eligible can access this program but you only get the benefits if you live in a nursing home.
  • Regular Medicaid/ Elderly and People with Disabilities (MEPD): You can access these services if you meet the requirements. With regular Medicaid, you may get long-term personal care assistance or adult daycare.

You can either take the Medicaid Eligibility test or read the requirements online to determine if you are immediately eligible for long-term care from a Texas Medicaid program.

Requirements For Institutional/Nursing Home Medicaid And For Medicaid Waivers

Medicaid Income Limits Texas

Medicaid Qualifications TexasThe income limit dollar amount for both these services varies per month. Single people have a different income and asset limits compared to married people. It can change depending if only one spouse is applying or if both are. A trusted experienced lawyer can give you details on the exact amounts for each applicant.

All the applicants can only get benefits if they live in a nursing home.

Requirements For Regular Medicaid/ Elderly And People With Disabilities

Texas Medicaid Eligibility

Single people can access these services if they do not earn more than a certain amount per month as long as their asset amounts does not exceed a certain value. For married people the limit varies depending on their income and assets and also on if they both file.

Eligible people get help with Activities of Daily Living (ADL), which are just activities that people do to maintain their independence.

What Is Considered Income?

How To Qualify For Medicaid In Texas

To determine your eligibility for long-term care services, any income you receive will be considered not just wages. Other income sources include IRA withdrawals, Social Security Income, Social Security disability income, and so on.  Only the income of the applicant is considered if one spouse applies, but the applicant may be required to pay the non-applicant a certain amount.

What are Assets?

Medicaid Eligibility Texas

Assets or “resources” include things such as real estate, savings and checking accounts, bonds, stocks, investments, and cash. These are called countable assets. Non-countable assets such as household furnishings, motor vehicles, trusts, and your primary home are exempt as far as Medicaid is concerned.